THE INDEPENDENT BUSINESS JOURNALEST. 2026   /   BUILT FOR THE WORK
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THE BUSINESS TOOLKIT / 12 FREE CALCULATORS

Good decisions.
Clear numbers.

Price your work. Plan your capacity. Know what growth costs. Twelve practical business calculators, with the formulas in plain sight.

No account neededNo spreadsheet setupFree CSV results

12 calculators

Pricing

Service Pricing Calculator

Calculate a service selling price from direct costs and your target gross margin. See gross profit, markup, the formula, and a worked example.

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Pricing

Break-Even Calculator

Find the whole jobs or units needed to cover fixed costs. Calculate contribution margin, break-even revenue, and operating surplus with your own inputs.

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Operations

Team Capacity Calculator

Calculate available delivery hours, team utilization, and remaining capacity after allowing for meetings, administration, and other non-delivery work.

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Growth

Sales Funnel Calculator

Model qualified leads, proposals, expected wins, and sales value from sequential conversion rates. Test your sales funnel assumptions without a spreadsheet.

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Growth

Ad Revenue Calculator

Estimate website advertising revenue from pageviews and an assumed page RPM. Compare revenue with operating expenses and understand the RPM formula.

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Pricing

Freelance Hourly Rate Calculator

Calculate a freelance hourly rate from annual compensation, overhead, billable hours, and target operating margin. Includes a transparent worked example.

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Pricing

Profit Margin and Markup Calculator

Calculate gross profit, gross margin, and markup from cost and selling price. Understand the difference between margin and markup with a simple example.

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Pricing

Discount Profit Impact Calculator

See how a discount changes selling price, gross profit, and margin. Calculate the additional sales volume needed to preserve your original gross profit.

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Growth

ROI Calculator

Calculate simple return on investment, net gain, and return multiple from total investment cost and gross monetary return. Includes an example and limits.

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Growth

Customer Acquisition Cost Calculator

Calculate customer acquisition cost and a simple gross-profit payback period from sales and marketing spend, new customers, and monthly customer contribution.

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Operations

Cash Runway Calculator

Estimate months of cash runway from available cash, monthly cash outflows, and monthly cash inflows. Identify net burn and model a simple cash buffer.

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Growth

Conversion Rate Calculator

Calculate conversion rate from visitors and conversions, then estimate the traffic needed for a target number of conversions at the same observed rate.

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BUILT FOR THE WORK

Understand the number.
Then make your move.

Every tool includes a worked example, assumptions, and related calculations. Start with your own costs and revisit the inputs as your business changes.

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Built for clearer decisions.